Debt Relief
Tuesday, January 7, 2014
Simple Ways to Save Money and Pay Off your Debts
Simple Ways to Save Money and Pay Off your Debts
Posted on November 12th, 2013 by admin | Posted from Curadebt
IF YOU NEED DEBT RELIEF/CONSOLIDATION, NEGOTIATION AND SETTLEMENT OR TAX DEBT RELIEF? CLICK HERE!
Paying off your debts is incredibly challenging, especially now that we are living in a world that is getting increasingly expensive. The cost of living is rising quickly and we don’t seem to be making more money, so how can we possibly be expected to pay off our debts? Short of getting a new job that pays more, which is much easier said than done, is there any way we can change our everyday lives to create more money for ourselves to put towards our debts? There is.
It all starts with making simple, small changes to our lives to free up a dollar here, or a dollar there. These dollars will add up, and you can start to pay off your debts a bit faster. Once you get into a routine of saving money, it will become easier for you and this way of life will help you live debt free well into the future.
Below are a few simple ways that you can save a few dollars every day to put towards your debts.
Below are a few simple ways that you can save a few dollars every day to put towards your debts.

- Making your own food. This is the biggest and easiest ways for you to change one aspect of your life and have it greatly affect your finances. While it may not seem like much, but eating out for one or two meals a day adds up incredibly fast, and you could be spending hundreds of extra dollars each day just feeding yourself. By buying groceries and making meals at home, not only are you taking a healthier route but you are also saving money. You can take your leftovers for lunch as well, saving your more money! You can easily get into a routine of making your own meals and you would not believe how much money this actually saves you.
- Make a budget. A lot of people overlook the simple task of making a budget but you would be surprised with what you learn when everything is down on paper. When you write down all your monthly expenses, you can easily see what you are spending a lot on. Sometimes, what seems like a little, is really a lot and once you can see for yourself, you can start to make a plan as to how to decrease spending in a specific area.
- Organize your house and sell things you don’t need. You would be surprised as to how much stuff you are holding that you aren’t using. As they say, one man’s junk is another man’s treasure. Take a day to go through your house and be brutally honest about what you need and what you don’t, and you should be finding quite a few things that you are able to sell either online, through a local forum or even at a garage sale! You will also get the added bonus of the feeling of reducing clutter in your house – what a relief!
These are just a few ways that you can simply and easily reduce your debt by decreasing your spending in other areas of your life. If you are even more serious about finding new ways to pay off your debt, consider talking to a debt specialist and they can take a look at your situation and give you their ideas on what you can be doing to improve the financial aspects of your life.
Monday, January 6, 2014
Get Paid To Help Others Get Out of Debt!
We understand that financial challenges result from many reasons, the primary ones being the stress of debt from credit cards, personal loans, tax debts or other debts.
With over a decade of experience, the Debt counselors are in a perfect position to listen, understand, and make recommendations after having a clear understanding of your situation. Our goal is to help you achieve your goals as quickly and as easily as posible.
In order to qualify you for any of our programs a Debt counselor, will listen to your situation, and with their years of experience in the industry make the right recommendation your unique situation requires.
JOB DESCRIPTION
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- Earn $15 Per Qualified Free Debt Relief Consultation Lead.
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- Earn 5% Override On Commissions Of All Affiliates You Refer.
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- Periodic Incentives, Contests, And Ongoing New Affiliate Training And Resources.
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We have been in business since 2000 and our the #1 Top Consumer's Choice for Debt Relief Agencies. We are accredited, licensed, and registered with THE TOP officiating agencies in our field, and are very well regarded and trusted. We are also a member of the American Fair Credit Council (AFCC). This trade association has developed a standardized industry disclosure for consumers. So You can feel very safe and secure about promoting our products. All of this is available on our website when you get it.
QUALIFICATIONS
MUST have experience in generating traffic, blogging with keywords, affiliate and/or internet marketing. There is NO training. You MUST be able to hit the ground running and know what to do!
We ARE the BEST and we must match ourselves with THE BEST employees, contractors, and affiliates. We pay great commissions and honesty and professionalism is the KEY to a great partnership with us. (DISHONESTY AND DUPLICATE IP ADDRESSES OR FALSE INFO ON CALLS WILL GET YOU DISQUALIFIED AND FORFEIT ANY EARNINGS! ) To be considered you must include the following info when applying:
1.) Your Full Name
2.) Examples of what you have marketed/advertised/promoted in the past WITH samples OR results
3.) A detailed marketing campaign that you will use to draw traffic. It MUST be approved. We do not allow incentivized traffic because our consultations are FREE.
4.) A valid Phone Number
5.) A general statement that you will not produce fake or false leads for incntives and if you do you understand you will NOT be paid on even valid leads you submitted in that period and your account will be banned for life. You are also responsible for your referral affiliates actions as well.
It takes 24 hours for your application to be reviewed and we will either call or email you with our decision.
ADDITIONAL INFORMATION
Since our consultation form only takes 1 minute to complete and is only a request for a completely free consultation, a high ratio of people who visit our website, (WILL BE PROVIDED ON HIRE), complete the form. Because our fees are some of the lowest in the industry and our reputation is one of the best, this means you can potentially earn a lot of money a month for referring even a moderate amount of traffic to our site.
We have been marketing as both an affiliate and a business owner online since 1998 and understand how important it is to build long term relationships with quality affiliates and that is what we do. We have affiliates earning a significant income we recently expanded our affiliate network as well as to offer the pay-per call option.
Please email required information to James or Renee' at becomedebtfreewithjrc@gmail.com
Debt Negotiation/Debt Settlement Product Review
I was divorced, bad credit up the rear from my ex husband's bills and I didn't know what I was going to do. I did my research and found Curadebt which comes highly recommended and highly accredited in their field. They took all of my previous debt and did a debt negotiation/settlement and I got my debt down to less than half of the original credit/loan amounts! (Now my claims are not necessarily what they can do for you, it may be more, it may be less, each case is different, I make no claims on exact figures). Anyway...
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Feel free to leave your own testimonials as posts to this blog post. I want to hear what you have to say! They also do debt consolidation, bankruptcy filing and other relief options as well!
To YOUR DEBT FREE LIFE!
Debt Consolidation
If you feel like you are swimming in a sea of credit card
debt, you are
not alone. This fact probably will not make you feelany
better, but the fact that you have lots of company means that there are a
variety of debt reduction strategies and debt consolidation services you can
use to get back on solid financial ground.There is a thriving industry full of
companies that do nothing but help consumers get a handle on their debt
problems. These credit counseling firms run the gamut from non-profit community
based organizations to national chains to huge mega companies with a branch in
every major city. Finding the right company to entrust with your debt reduction
can be difficult and challenging.
Before turning to an outside company for help, however,
there are steps consumers can take on their own to reduce their debtload. Of
course the easiest strategy is to put extra money toward retiring your debt.
Every extra dollar
you put toward your credit card balance is one more dollar
on which you will not owe interest or penalties.
Of course, finding that extra money can be a challenge. Most
people are lucky to have a few dollars left over between paydays,and many
consumers find themselves out of money before they are out of month. This is
where a good
budget program can come inhandy. Budgeting is not a skill
that is taught in school, and it is often not taught at home either. Learning
how to make a budget and stick to it can be the most important aspect of your
financial life.
Try this little exercise and see if you can’t shake loose
some extra money each month. Write down every expense you incur for at least a
week. That’s every expense – every cup of coffee, every meal, every trip to the
grocery store,
every trip to the mall, every tank of gas. Be scrupulous
about recording every penny you spend and what you spend it on. At the end of
the week, add it all up and give it close scrutiny. Ask yourself if every item
was a necessity. Are there places you can cut backon your daily living
expenses? Even a dollar or two a day can add up quickly – try cutting back for
a couple months and putting that extra money toward your debt.
Of course, this strategy may be only part of the solution
for serious debts. If you owe more than you can afford to pay, try negotiating
directly with your creditors. Consumers are often pleasantly surprised at how
flexible their credit card companies, banks and other lenders are when
renegotiating the terms of their debt. For instance, your credit card company
may be willing to give you a lower interest rate, waive certain fees, or even
accept a lesser
amount than what you owe.
Of course, the bank is not just doing this to be nice to
you. It is in the best interest of your creditors that you be in a position to
repay what you owe. After all, if you are forced into bankruptcy, the bank will
most likely be unable to recover what they are owed. And as you know,
bankruptcy is no panacea for the consumer either. That black mark will follow
you for at least seven years, and it is no longer so easy to use bankruptcy to
shield yourself from debt.
It can be difficult to reduce debt, but by carefully
following a budget and negotiating with your creditors, you can get a handle on
your debt and your spending. You will need to learn how to handle debt on your
own. There is no
course on their important skill, but the skills you teach
yourself can help ensure your financial future and keep you debt free.
If you find difficult to manage yourself you can always look
into a debt
consolidation company. Debt management can assist you in
paying off
that debt. When using credit counseling you will make ONE
LOW monthly
payment to the debt consolidation company and in turn they
well as dispurse the money to your creditors.
Erase Credit Card Debt
The easiest way to reduce credit card debt is through a home
equity loan, but there are debt reduction options out there for those who don’t
own a home. With a little wisdom and planning, you can get to work on securing
your financial freedom.
Let the professionals work for you.
There are companies that specialize in negotiating with
credit card companies. They are able to lower balances, reduce interest, and
even remove fees. Allow one of these negotiation services to work on your
behalf and you will be surprised at how much less you will owe almost
immediately. Then to reduce your debt even more, start taking the money you
save each month and apply it to your debt. The faster you pay off your debt the
less interest you will owe.
Let the professionals do the budget for you.
Let’s face it, if budgeting were your strong suit, you probably
would have a handle on your credit card spending. Sitting down with a
professional credit counselor and letting them take a look at your budget and
put you on the right track for your financial future. A credit counselor can
even help you work out a payment schedule that will let you see a light at the
end of the debt tunnel.
Tighten your belt and make some short term sacrifices.
It may not be the fun thing to do, but the reality is that
unless you pay more than the minimum payment on your credit card balance, you
will never get yourself out of debt. This might mean that for a year or two you
will have to go without some of the luxuries your used to having. Make a list
of the things in your life that are necessities and the things that are extras
and then decide what things you can do without at least until you have a handle
on your debt.
Click Here for Debt Relief Info and a FREE Quote or Phone Consultation!
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